Call reports 2007
CARSON COMMUNITY BANK — 2007
What CARSON COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,331,000 | 47,123,000 | 45,986,000 | 47,058,000 |
| Total loans | 28,992,000 | 28,522,000 | 28,678,000 | 29,325,000 |
| Allowance for loan losses | 251,000 | 252,000 | 245,000 | 231,000 |
| Securities available for sale | 9,120,000 | 10,113,000 | 10,121,000 | 12,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,571,000 | 41,525,000 | 40,186,000 | 40,952,000 |
| Interest-bearing deposits | 34,014,000 | 35,743,000 | 34,824,000 | 35,034,000 |
| Noninterest-bearing deposits | 5,557,000 | 5,782,000 | 5,362,000 | 5,918,000 |
| Equity capital | 5,303,000 | 5,090,000 | 5,277,000 | 5,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 860,000 | 1,775,000 | 2,679,000 | 3,583,000 |
| Interest expense | 318,000 | 657,000 | 1,011,000 | 1,358,000 |
| Net interest income | 542,000 | 1,118,000 | 1,668,000 | 2,225,000 |
| Noninterest income | 104,000 | 225,000 | 351,000 | 484,000 |
| Noninterest expense | 396,000 | 792,000 | 1,174,000 | 1,595,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 250,000 | 551,000 | 845,000 | 1,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 551,000 | 845,000 | 1,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,342,000 | 5,393,000 | 5,386,000 | 5,361,000 |
| Total capital | 5,593,000 | 5,646,000 | 5,631,000 | 5,592,000 |
| Risk-weighted assets | 28,719,000 | 28,770,000 | 28,763,000 | 29,483,000 |