Call reports 2006
CARSON COMMUNITY BANK — 2006
What CARSON COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 45,754,000 | 44,922,000 | 43,175,000 | 43,300,000 |
| Total loans | 30,672,000 | 30,076,000 | 30,226,000 | 30,365,000 |
| Allowance for loan losses | 309,000 | 291,000 | 257,000 | 243,000 |
| Securities available for sale | 4,669,000 | 6,908,000 | 8,070,000 | 8,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,145,000 | 39,342,000 | 37,335,000 | 37,516,000 |
| Interest-bearing deposits | 33,845,000 | 33,287,000 | 31,419,000 | 31,725,000 |
| Noninterest-bearing deposits | 6,300,000 | 6,055,000 | 5,916,000 | 5,791,000 |
| Equity capital | 5,226,000 | 5,161,000 | 5,352,000 | 5,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,615,000 | 2,464,000 | 3,332,000 |
| Interest expense | 244,000 | 510,000 | 797,000 | 1,100,000 |
| Net interest income | 540,000 | 1,105,000 | 1,667,000 | 2,232,000 |
| Noninterest income | 96,000 | 213,000 | 349,000 | 465,000 |
| Noninterest expense | 383,000 | 793,000 | 1,162,000 | 1,556,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 253,000 | 525,000 | 854,000 | 1,141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 525,000 | 854,000 | 1,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,345,000 | 5,364,000 | 5,421,000 | 5,380,000 |
| Total capital | 5,654,000 | 5,655,000 | 5,678,000 | 5,623,000 |
| Risk-weighted assets | 36,950,000 | 34,264,000 | 29,135,000 | 29,212,000 |