Call reports 2005
CARSON COMMUNITY BANK — 2005
What CARSON COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,614,000 | 44,174,000 | 44,378,000 | 44,458,000 |
| Total loans | 30,498,000 | 31,440,000 | 32,228,000 | 30,999,000 |
| Allowance for loan losses | 352,000 | 359,000 | 356,000 | 307,000 |
| Securities available for sale | 5,006,000 | 4,964,000 | 5,099,000 | 4,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,040,000 | 38,458,000 | 38,623,000 | 38,747,000 |
| Interest-bearing deposits | 31,458,000 | 32,710,000 | 32,575,000 | 32,554,000 |
| Noninterest-bearing deposits | 5,582,000 | 5,748,000 | 6,048,000 | 6,193,000 |
| Equity capital | 5,230,000 | 5,331,000 | 5,373,000 | 5,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,322,000 | 2,045,000 | 2,805,000 |
| Interest expense | 148,000 | 316,000 | 515,000 | 740,000 |
| Net interest income | 484,000 | 1,006,000 | 1,530,000 | 2,065,000 |
| Noninterest income | 116,000 | 242,000 | 374,000 | 488,000 |
| Noninterest expense | 355,000 | 759,000 | 1,100,000 | 1,440,000 |
| Provision for loan losses | 65,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 180,000 | 399,000 | 714,000 | 1,028,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 399,000 | 714,000 | 1,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,272,000 | 5,312,000 | 5,339,000 | 5,406,000 |
| Total capital | 5,625,000 | 5,671,000 | 5,695,000 | 5,713,000 |
| Risk-weighted assets | 30,418,000 | 33,466,000 | 32,461,000 | 33,190,000 |