Call reports 2004
CARSON COMMUNITY BANK — 2004
What CARSON COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 44,175,000 | 45,226,000 | 43,486,000 | 42,759,000 |
| Total loans | 30,624,000 | 29,951,000 | 30,162,000 | 29,894,000 |
| Allowance for loan losses | 402,000 | 379,000 | 372,000 | 294,000 |
| Securities available for sale | 6,515,000 | 7,319,000 | 6,675,000 | 6,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,102,000 | 39,335,000 | 37,666,000 | 37,120,000 |
| Interest-bearing deposits | 32,686,000 | 33,237,000 | 32,134,000 | 31,151,000 |
| Noninterest-bearing deposits | 5,416,000 | 6,098,000 | 5,532,000 | 5,969,000 |
| Equity capital | 5,500,000 | 5,314,000 | 5,464,000 | 5,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,227,000 | 1,851,000 | 2,461,000 |
| Interest expense | 131,000 | 262,000 | 395,000 | 530,000 |
| Net interest income | 473,000 | 965,000 | 1,456,000 | 1,931,000 |
| Noninterest income | 110,000 | 224,000 | 365,000 | 489,000 |
| Noninterest expense | 322,000 | 675,000 | 1,015,000 | 1,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 281,000 | 534,000 | 844,000 | 1,022,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 281,000 | 534,000 | 844,000 | 1,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,371,000 | 5,344,000 | 5,402,000 | 5,270,000 |
| Total capital | 5,738,000 | 5,706,000 | 5,762,000 | 5,564,000 |
| Risk-weighted assets | 29,318,000 | 29,125,000 | 28,724,000 | 29,623,000 |