Call reports 2003
CARSON COMMUNITY BANK — 2003
What CARSON COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,531,000 | 45,570,000 | 44,159,000 | 42,970,000 |
| Total loans | 29,741,000 | 30,409,000 | 31,538,000 | 31,019,000 |
| Allowance for loan losses | 340,000 | 363,000 | 385,000 | 402,000 |
| Securities available for sale | 8,710,000 | 8,648,000 | 7,050,000 | 4,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,478,000 | 39,683,000 | 36,636,000 | 36,834,000 |
| Interest-bearing deposits | 31,451,000 | 33,149,000 | 31,050,000 | 31,862,000 |
| Noninterest-bearing deposits | 6,027,000 | 6,534,000 | 5,586,000 | 4,972,000 |
| Equity capital | 5,685,000 | 5,542,000 | 5,557,000 | 5,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,341,000 | 2,007,000 | 2,690,000 |
| Interest expense | 151,000 | 297,000 | 436,000 | 569,000 |
| Net interest income | 523,000 | 1,044,000 | 1,571,000 | 2,121,000 |
| Noninterest income | 139,000 | 257,000 | 368,000 | 472,000 |
| Noninterest expense | 362,000 | 720,000 | 1,072,000 | 1,494,000 |
| Provision for loan losses | 50,000 | 75,000 | 100,000 | 120,000 |
| Pretax income | 250,000 | 506,000 | 826,000 | 1,026,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 506,000 | 826,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,462,000 | 5,346,000 | 5,411,000 | 5,290,000 |
| Total capital | 5,802,000 | 5,709,000 | 5,796,000 | 5,660,000 |
| Risk-weighted assets | 35,658,000 | 33,287,000 | 30,122,000 | 29,607,000 |