Call reports 2002
CARSON COMMUNITY BANK — 2002
What CARSON COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,619,000 | 40,195,000 | 40,252,000 | 41,074,000 |
| Total loans | 26,055,000 | 27,700,000 | 27,912,000 | 29,030,000 |
| Allowance for loan losses | 295,000 | 281,000 | 313,000 | 277,000 |
| Securities available for sale | 7,457,000 | 7,966,000 | 8,146,000 | 8,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,854,000 | 34,212,000 | 33,978,000 | 34,686,000 |
| Interest-bearing deposits | 27,764,000 | 28,661,000 | 29,086,000 | 29,143,000 |
| Noninterest-bearing deposits | 5,090,000 | 5,551,000 | 4,892,000 | 5,543,000 |
| Equity capital | 5,451,000 | 5,624,000 | 5,632,000 | 5,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,401,000 | 2,059,000 | 2,730,000 |
| Interest expense | 187,000 | 366,000 | 543,000 | 707,000 |
| Net interest income | 505,000 | 1,035,000 | 1,516,000 | 2,023,000 |
| Noninterest income | 121,000 | 226,000 | 356,000 | 473,000 |
| Noninterest expense | 328,000 | 653,000 | 1,015,000 | 1,398,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 50,000 |
| Pretax income | 298,000 | 608,000 | 817,000 | 1,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 608,000 | 817,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,388,000 | 5,438,000 | 5,376,000 | 5,419,000 |
| Total capital | 5,683,000 | 5,719,000 | 5,689,000 | 5,696,000 |
| Risk-weighted assets | 27,685,000 | 31,270,000 | 31,595,000 | 32,508,000 |