Call reports 2025
COMMUNITY STATE BANK — 2025
What COMMUNITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 68,510,000 | 73,614,000 | 78,797,000 | 81,136,000 |
| Total loans | 57,910,000 | 65,448,000 | 67,013,000 | 72,478,000 |
| Allowance for loan losses | 479,000 | 559,000 | 639,000 | 592,000 |
| Securities available for sale | 161,000 | 408,000 | 401,000 | 401,000 |
| Securities held to maturity | 10,000 | 5,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,678,000 | 64,617,000 | 69,596,000 | 71,856,000 |
| Interest-bearing deposits | 47,108,000 | 53,873,000 | 58,449,000 | 61,060,000 |
| Noninterest-bearing deposits | 12,570,000 | 10,744,000 | 11,147,000 | 10,796,000 |
| Equity capital | 8,628,000 | 8,743,000 | 8,843,000 | 9,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,109,000 | 2,444,000 | 3,872,000 | 5,372,000 |
| Interest expense | 455,000 | 978,000 | 1,575,000 | 2,183,000 |
| Net interest income | 654,000 | 1,466,000 | 2,297,000 | 3,189,000 |
| Noninterest income | 49,000 | 104,000 | 167,000 | 231,000 |
| Noninterest expense | 625,000 | 1,241,000 | 1,863,000 | 2,484,000 |
| Provision for loan losses | 39,000 | 119,000 | 199,000 | 160,000 |
| Pretax income | 39,000 | 210,000 | 402,000 | 676,000 |
| Income tax | 9,000 | 64,000 | 102,000 | 168,000 |
| Net income | 30,000 | 146,000 | 300,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,263,000 | 8,378,000 | 8,478,000 | 8,626,000 |
| Total capital | 8,741,000 | — | — | — |
| Risk-weighted assets | 57,540,000 | — | — | — |