Call reports 2024
COMMUNITY STATE BANK — 2024
What COMMUNITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 41,033,000 | 47,823,000 | 55,603,000 | 60,994,000 |
| Total loans | 36,141,000 | 38,145,000 | 43,696,000 | 50,825,000 |
| Allowance for loan losses | 335,000 | 376,000 | 406,000 | 441,000 |
| Securities available for sale | 190,000 | 182,000 | 180,000 | 169,000 |
| Securities held to maturity | 33,000 | 26,000 | 21,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,879,000 | 41,610,000 | 46,857,000 | 52,151,000 |
| Interest-bearing deposits | 26,016,000 | 31,702,000 | 34,850,000 | 40,373,000 |
| Noninterest-bearing deposits | 8,863,000 | 9,908,000 | 12,007,000 | 11,778,000 |
| Equity capital | 6,029,000 | 6,083,000 | 8,615,000 | 8,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,460,000 | 2,395,000 | 3,435,000 |
| Interest expense | 263,000 | 581,000 | 956,000 | 1,345,000 |
| Net interest income | 430,000 | 879,000 | 1,439,000 | 2,090,000 |
| Noninterest income | 50,000 | 96,000 | 148,000 | 193,000 |
| Noninterest expense | 422,000 | 821,000 | 1,352,000 | 1,926,000 |
| Provision for loan losses | 26,000 | 53,000 | 83,000 | 118,000 |
| Pretax income | 32,000 | 101,000 | 152,000 | 239,000 |
| Income tax | 9,000 | 24,000 | 30,000 | 69,000 |
| Net income | 23,000 | 77,000 | 122,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,668,000 | 5,721,000 | 8,247,000 | 8,295,000 |
| Total capital | 6,003,000 | — | 8,653,000 | 8,736,000 |
| Risk-weighted assets | 34,851,000 | — | 42,039,000 | 49,258,000 |