Call reports 2023
COMMUNITY STATE BANK — 2023
What COMMUNITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 30,492,000 | 33,878,000 | 37,233,000 | 39,163,000 |
| Total loans | 26,293,000 | 27,362,000 | 28,977,000 | 31,586,000 |
| Allowance for loan losses | 277,000 | 283,000 | 288,000 | 312,000 |
| Securities available for sale | 230,000 | 208,000 | 202,000 | 198,000 |
| Securities held to maturity | 63,000 | 55,000 | 46,000 | 39,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,703,000 | 29,962,000 | 31,186,000 | 33,031,000 |
| Interest-bearing deposits | 18,367,000 | 19,997,000 | 22,971,000 | 25,336,000 |
| Noninterest-bearing deposits | 8,335,000 | 9,965,000 | 8,216,000 | 7,695,000 |
| Equity capital | 3,706,000 | 3,785,000 | 5,928,000 | 6,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 893,000 | 1,428,000 | 2,045,000 |
| Interest expense | 81,000 | 207,000 | 356,000 | 569,000 |
| Net interest income | 325,000 | 686,000 | 1,072,000 | 1,476,000 |
| Noninterest income | 45,000 | 93,000 | 140,000 | 190,000 |
| Noninterest expense | 271,000 | 550,000 | 789,000 | 1,108,000 |
| Provision for loan losses | 3,000 | 9,000 | 18,000 | 45,000 |
| Pretax income | 96,000 | 220,000 | 405,000 | 513,000 |
| Income tax | 26,000 | 60,000 | 110,000 | 144,000 |
| Net income | 70,000 | 160,000 | 295,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,347,000 | 3,436,000 | 5,572,000 | 5,645,000 |
| Total capital | 3,624,000 | — | — | 5,957,000 |
| Risk-weighted assets | 23,243,000 | — | — | 29,345,000 |