Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 29,896,000 | 25,677,000 | 28,592,000 | 29,551,000 |
| Total loans | 23,866,000 | 22,725,000 | 22,502,000 | 23,796,000 |
| Allowance for loan losses | 260,000 | 257,000 | 274,000 | 275,000 |
| Securities available for sale | 293,000 | 269,000 | 247,000 | 238,000 |
| Securities held to maturity | 105,000 | 92,000 | 82,000 | 71,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,342,000 | 22,028,000 | 24,869,000 | 25,802,000 |
| Interest-bearing deposits | 19,028,000 | 14,756,000 | 17,070,000 | 16,849,000 |
| Noninterest-bearing deposits | 7,314,000 | 7,272,000 | 7,800,000 | 8,953,000 |
| Equity capital | 3,521,000 | 3,615,000 | 3,680,000 | 3,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 327,000 | 657,000 | 995,000 | 1,362,000 |
| Interest expense | 29,000 | 52,000 | 92,000 | 147,000 |
| Net interest income | 298,000 | 605,000 | 903,000 | 1,215,000 |
| Noninterest income | 44,000 | 99,000 | 146,000 | 199,000 |
| Noninterest expense | 211,000 | 421,000 | 643,000 | 873,000 |
| Provision for loan losses | 5,000 | 10,000 | 25,000 | 25,000 |
| Pretax income | 126,000 | 273,000 | 381,000 | 516,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 273,000 | 381,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,153,000 | 3,255,000 | 3,327,000 | 3,345,000 |
| Total capital | 3,413,000 | 3,509,000 | 3,583,000 | 3,617,000 |
| Risk-weighted assets | 21,475,000 | 20,322,000 | 20,436,000 | 21,731,000 |