Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 29,622,000 | 30,071,000 | 30,597,000 | 32,259,000 |
| Total loans | 24,435,000 | 25,630,000 | 24,824,000 | 24,305,000 |
| Allowance for loan losses | 240,000 | 256,000 | 265,000 | 247,000 |
| Securities available for sale | 431,000 | 390,000 | 363,000 | 333,000 |
| Securities held to maturity | 179,000 | 156,000 | 133,000 | 118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,334,000 | 26,619,000 | 27,039,000 | 28,603,000 |
| Interest-bearing deposits | 18,407,000 | 19,746,000 | 20,651,000 | 20,968,000 |
| Noninterest-bearing deposits | 7,926,000 | 6,874,000 | 6,388,000 | 7,636,000 |
| Equity capital | 3,256,000 | 3,413,000 | 3,523,000 | 3,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 845,000 | 1,195,000 | 1,644,000 |
| Interest expense | 35,000 | 67,000 | 99,000 | 130,000 |
| Net interest income | 374,000 | 778,000 | 1,096,000 | 1,514,000 |
| Noninterest income | 44,000 | 82,000 | 135,000 | 169,000 |
| Noninterest expense | 211,000 | 447,000 | 664,000 | 941,000 |
| Provision for loan losses | 28,000 | 49,000 | 54,000 | 79,000 |
| Pretax income | 179,000 | 364,000 | 513,000 | 663,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 179,000 | 364,000 | 513,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,859,000 | 3,020,000 | 3,132,000 | 3,232,000 |
| Total capital | 3,099,000 | — | — | 3,479,000 |
| Risk-weighted assets | 22,529,000 | — | — | 22,729,000 |