Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 21,833,000 | 25,963,000 | 27,671,000 | 27,574,000 |
| Total loans | 16,080,000 | 20,131,000 | 19,815,000 | 21,404,000 |
| Allowance for loan losses | 184,000 | 201,000 | 198,000 | 213,000 |
| Securities available for sale | 863,000 | 835,000 | 800,000 | 464,000 |
| Securities held to maturity | 257,000 | 238,000 | 216,000 | 197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,939,000 | 22,939,000 | 24,533,000 | 24,369,000 |
| Interest-bearing deposits | 12,012,000 | 15,862,000 | 16,072,000 | 15,459,000 |
| Noninterest-bearing deposits | 6,927,000 | 7,077,000 | 8,462,000 | 8,911,000 |
| Equity capital | 2,852,000 | 2,981,000 | 3,092,000 | 3,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 636,000 | 941,000 | 1,239,000 |
| Interest expense | 38,000 | 82,000 | 126,000 | 166,000 |
| Net interest income | 234,000 | 554,000 | 815,000 | 1,073,000 |
| Noninterest income | 43,000 | 75,000 | 137,000 | 177,000 |
| Noninterest expense | 188,000 | 390,000 | 596,000 | 799,000 |
| Provision for loan losses | 15,000 | 33,000 | 33,000 | 48,000 |
| Pretax income | 74,000 | 206,000 | 323,000 | 403,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 206,000 | 323,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,463,000 | 2,583,000 | 2,691,000 | 2,760,000 |
| Total capital | — | — | 2,889,000 | 2,973,000 |
| Risk-weighted assets | — | — | 19,006,000 | 19,259,000 |