Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 18,734,000 | 21,109,000 | 22,571,000 | 20,588,000 |
| Total loans | 11,990,000 | 12,376,000 | 12,597,000 | 13,967,000 |
| Allowance for loan losses | 165,000 | 165,000 | 168,000 | 169,000 |
| Securities available for sale | 1,961,000 | 1,951,000 | 1,913,000 | 1,877,000 |
| Securities held to maturity | 795,000 | 328,000 | 300,000 | 279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,859,000 | 18,215,000 | 19,613,000 | 17,759,000 |
| Interest-bearing deposits | 11,407,000 | 10,995,000 | 11,320,000 | 11,263,000 |
| Noninterest-bearing deposits | 4,452,000 | 7,220,000 | 8,292,000 | 6,496,000 |
| Equity capital | 2,839,000 | 2,843,000 | 2,913,000 | 2,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 448,000 | 683,000 | 933,000 |
| Interest expense | 29,000 | 68,000 | 106,000 | 146,000 |
| Net interest income | 179,000 | 380,000 | 577,000 | 787,000 |
| Noninterest income | 43,000 | 77,000 | 122,000 | 171,000 |
| Noninterest expense | 159,000 | 322,000 | 491,000 | 654,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 3,000 |
| Pretax income | 63,000 | 45,000 | 115,000 | 211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 45,000 | 115,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,187,000 | 2,168,000 | 2,239,000 | 2,407,000 |
| Total capital | 2,330,000 | 2,316,000 | 2,398,000 | 2,576,000 |
| Risk-weighted assets | 11,454,000 | 11,845,000 | 12,734,000 | 14,040,000 |