Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 16,222,000 | 16,027,000 | 15,777,000 | 17,132,000 |
| Total loans | 8,825,000 | 9,296,000 | 10,103,000 | 11,312,000 |
| Allowance for loan losses | 161,000 | 158,000 | 153,000 | 158,000 |
| Securities available for sale | 2,543,000 | 1,979,000 | 1,972,000 | 1,948,000 |
| Securities held to maturity | 910,000 | 877,000 | 845,000 | 819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,613,000 | 13,354,000 | 13,029,000 | 14,361,000 |
| Interest-bearing deposits | 8,771,000 | 8,824,000 | 8,750,000 | 9,380,000 |
| Noninterest-bearing deposits | 4,842,000 | 4,530,000 | 4,280,000 | 4,981,000 |
| Equity capital | 2,579,000 | 2,630,000 | 2,693,000 | 2,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 151,000 | 355,000 | 535,000 | 728,000 |
| Interest expense | 12,000 | 25,000 | 43,000 | 65,000 |
| Net interest income | 139,000 | 330,000 | 492,000 | 663,000 |
| Noninterest income | 32,000 | 85,000 | 120,000 | 155,000 |
| Noninterest expense | 164,000 | 329,000 | 491,000 | 660,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 86,000 | 121,000 | 158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | 86,000 | 121,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,973,000 | 2,051,000 | 2,086,000 | 2,124,000 |
| Total capital | 2,082,000 | 2,165,000 | 2,209,000 | 2,259,000 |
| Risk-weighted assets | 8,700,000 | 9,039,000 | 9,833,000 | 10,795,000 |