Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 15,538,000 | 14,647,000 | 14,526,000 | 15,205,000 |
| Total loans | 6,833,000 | 6,360,000 | 6,414,000 | 7,411,000 |
| Allowance for loan losses | 430,000 | 167,000 | 168,000 | 168,000 |
| Securities available for sale | 2,728,000 | 2,703,000 | 2,654,000 | 2,598,000 |
| Securities held to maturity | 1,050,000 | 1,014,000 | 977,000 | 942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,910,000 | 12,000,000 | 11,877,000 | 12,585,000 |
| Interest-bearing deposits | 8,349,000 | 7,978,000 | 7,937,000 | 8,030,000 |
| Noninterest-bearing deposits | 4,561,000 | 4,021,000 | 3,940,000 | 4,554,000 |
| Equity capital | 2,601,000 | 2,612,000 | 2,610,000 | 2,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 111,000 | 238,000 | 363,000 | 490,000 |
| Interest expense | 12,000 | 23,000 | 34,000 | 44,000 |
| Net interest income | 99,000 | 215,000 | 329,000 | 446,000 |
| Noninterest income | 28,000 | 56,000 | 86,000 | 116,000 |
| Noninterest expense | 140,000 | 289,000 | 429,000 | 577,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -13,000 | -18,000 | -14,000 | -15,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | -18,000 | -14,000 | -15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,968,000 | 1,962,000 | 1,966,000 | 1,965,000 |
| Total capital | 2,054,000 | 2,040,000 | 2,045,000 | 2,057,000 |
| Risk-weighted assets | 6,531,000 | 6,116,000 | 6,219,000 | 7,284,000 |