Call reports 2016
COMMUNITY STATE BANK — 2016
What COMMUNITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 16,948,000 | 16,339,000 | 15,612,000 | 15,342,000 |
| Total loans | 7,948,000 | 8,786,000 | 8,262,000 | 7,638,000 |
| Allowance for loan losses | 154,000 | 150,000 | 430,000 | 431,000 |
| Securities available for sale | 2,976,000 | 2,930,000 | 2,878,000 | 2,752,000 |
| Securities held to maturity | 1,248,000 | 1,182,000 | 1,117,000 | 1,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,961,000 | 13,322,000 | 12,910,000 | 12,717,000 |
| Interest-bearing deposits | 9,808,000 | 9,336,000 | 8,771,000 | 8,566,000 |
| Noninterest-bearing deposits | 4,153,000 | 3,986,000 | 4,139,000 | 4,151,000 |
| Equity capital | 2,962,000 | 2,983,000 | 2,664,000 | 2,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 140,000 | 291,000 | 440,000 | 572,000 |
| Interest expense | 14,000 | 28,000 | 42,000 | 55,000 |
| Net interest income | 126,000 | 263,000 | 398,000 | 517,000 |
| Noninterest income | 30,000 | 60,000 | 88,000 | 112,000 |
| Noninterest expense | 133,000 | 270,000 | 405,000 | 545,000 |
| Provision for loan losses | 0 | 0 | 331,000 | 331,000 |
| Pretax income | 23,000 | 54,000 | -249,000 | -246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 54,000 | -249,000 | -246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,284,000 | 2,298,000 | 1,977,000 | 1,980,000 |
| Total capital | 2,377,000 | 2,397,000 | 2,074,000 | 2,072,000 |
| Risk-weighted assets | 7,431,000 | 7,956,000 | 7,443,000 | 7,005,000 |