Call reports 2013
COMMUNITY STATE BANK — 2013
What COMMUNITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 28,637,000 | 28,167,000 | 25,356,000 | 24,674,000 |
| Total loans | 17,454,000 | 15,549,000 | 13,893,000 | 11,520,000 |
| Allowance for loan losses | 399,000 | 399,000 | 402,000 | 404,000 |
| Securities available for sale | 827,000 | 5,573,000 | 5,780,000 | 5,710,000 |
| Securities held to maturity | 2,467,000 | 2,286,000 | 2,127,000 | 1,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,301,000 | 24,936,000 | 22,086,000 | 21,413,000 |
| Interest-bearing deposits | 20,574,000 | 20,244,000 | 16,971,000 | 16,687,000 |
| Noninterest-bearing deposits | 4,727,000 | 4,692,000 | 5,115,000 | 4,726,000 |
| Equity capital | 3,291,000 | 3,170,000 | 3,212,000 | 3,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 572,000 | 838,000 | 1,073,000 |
| Interest expense | 49,000 | 94,000 | 127,000 | 156,000 |
| Net interest income | 249,000 | 478,000 | 711,000 | 917,000 |
| Noninterest income | 25,000 | 54,000 | 116,000 | 180,000 |
| Noninterest expense | 267,000 | 523,000 | 720,000 | 969,000 |
| Provision for loan losses | 101,000 | 101,000 | 101,000 | 101,000 |
| Pretax income | -94,000 | -92,000 | 6,000 | 27,000 |
| Income tax | -41,000 | -45,000 | -10,000 | 9,000 |
| Net income | -53,000 | -47,000 | 16,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,611,000 | 2,617,000 | 2,680,000 | 2,682,000 |
| Total capital | 2,815,000 | 2,820,000 | 2,862,000 | 2,842,000 |
| Risk-weighted assets | 16,176,000 | 16,022,000 | 14,681,000 | 12,632,000 |