Call reports 2012
COMMUNITY STATE BANK — 2012
What COMMUNITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 29,477,000 | 29,658,000 | 28,652,000 | 29,360,000 |
| Total loans | 21,701,000 | 22,040,000 | 21,026,000 | 18,539,000 |
| Allowance for loan losses | 292,000 | 292,000 | 296,000 | 296,000 |
| Securities available for sale | 1,476,000 | 459,000 | 437,000 | 376,000 |
| Securities held to maturity | 4,038,000 | 3,794,000 | 3,307,000 | 2,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,930,000 | 26,181,000 | 25,367,000 | 25,979,000 |
| Interest-bearing deposits | 22,093,000 | 22,059,000 | 20,759,000 | 21,187,000 |
| Noninterest-bearing deposits | 3,837,000 | 4,122,000 | 4,608,000 | 4,792,000 |
| Equity capital | 3,392,000 | 3,382,000 | 3,230,000 | 3,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 754,000 | 1,120,000 | 1,452,000 |
| Interest expense | 72,000 | 147,000 | 210,000 | 264,000 |
| Net interest income | 297,000 | 607,000 | 910,000 | 1,188,000 |
| Noninterest income | 29,000 | 63,000 | 95,000 | 127,000 |
| Noninterest expense | 168,000 | 379,000 | 610,000 | 812,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 158,000 | 291,000 | 395,000 | 503,000 |
| Income tax | 57,000 | 98,000 | 143,000 | 178,000 |
| Net income | 101,000 | 193,000 | 252,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,708,000 | 2,699,000 | 2,548,000 | 2,658,000 |
| Total capital | 2,961,000 | 2,957,000 | 2,813,000 | 2,881,000 |
| Risk-weighted assets | 20,216,000 | 20,595,000 | 20,384,000 | 18,107,000 |