Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 27,439,000 | 29,294,000 | 28,716,000 | 30,141,000 |
| Total loans | 15,612,000 | 17,232,000 | 17,145,000 | 18,525,000 |
| Allowance for loan losses | 197,000 | 259,000 | 295,000 | 293,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,386,000 | 6,303,000 | 6,095,000 | 5,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,182,000 | 26,056,000 | 25,469,000 | 26,774,000 |
| Interest-bearing deposits | 15,027,000 | 22,346,000 | 15,424,000 | 15,520,000 |
| Noninterest-bearing deposits | 9,155,000 | 3,709,000 | 10,045,000 | 11,255,000 |
| Equity capital | 3,179,000 | 3,209,000 | 3,213,000 | 3,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 280,000 | 590,000 | 899,000 | 1,238,000 |
| Interest expense | 62,000 | 140,000 | 213,000 | 286,000 |
| Net interest income | 218,000 | 450,000 | 686,000 | 952,000 |
| Noninterest income | 39,000 | 76,000 | 109,000 | 139,000 |
| Noninterest expense | 126,000 | 285,000 | 466,000 | 654,000 |
| Provision for loan losses | 0 | 60,000 | 135,000 | 135,000 |
| Pretax income | 131,000 | 181,000 | 194,000 | 302,000 |
| Income tax | 45,000 | 65,000 | 74,000 | 116,000 |
| Net income | 86,000 | 116,000 | 120,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,506,000 | 2,536,000 | 2,540,000 | 2,606,000 |
| Total capital | 2,685,000 | 2,763,000 | 2,760,000 | 2,840,000 |
| Risk-weighted assets | 16,391,000 | 18,183,000 | 17,754,000 | 18,644,000 |