Call reports 2001
COMMUNITY STATE BANK — 2001
What COMMUNITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,634,000 | 14,339,000 | 14,770,000 | 14,401,000 |
| Total loans | 7,087,000 | 7,639,000 | 7,366,000 | 6,764,000 |
| Allowance for loan losses | 121,000 | 128,000 | 123,000 | 89,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,960,000 | 2,860,000 | 2,660,000 | 2,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,112,000 | 12,758,000 | 13,179,000 | 12,938,000 |
| Interest-bearing deposits | 10,352,000 | 10,796,000 | 10,725,000 | 10,429,000 |
| Noninterest-bearing deposits | 1,760,000 | 1,962,000 | 2,454,000 | 2,509,000 |
| Equity capital | 1,456,000 | 1,497,000 | 1,510,000 | 1,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 514,000 | 765,000 | 982,000 |
| Interest expense | 117,000 | 237,000 | 348,000 | 450,000 |
| Net interest income | 139,000 | 277,000 | 417,000 | 532,000 |
| Noninterest income | 19,000 | 37,000 | 57,000 | 74,000 |
| Noninterest expense | 86,000 | 173,000 | 308,000 | 416,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 75,000 |
| Pretax income | 57,000 | 116,000 | 141,000 | 115,000 |
| Income tax | 17,000 | 35,000 | 47,000 | 24,000 |
| Net income | 40,000 | 81,000 | 94,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,456,000 | 1,497,000 | 1,510,000 | 1,407,000 |
| Total capital | 1,560,000 | 1,602,000 | 1,613,000 | 1,496,000 |
| Risk-weighted assets | 8,310,000 | 8,384,000 | 8,251,000 | 7,724,000 |