Call reports 2014
SIMMONS FIRST BANK OF EL DORADO — 2014
What SIMMONS FIRST BANK OF EL DORADO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 222,559,000 | 231,073,000 |
| Total loans | 79,143,000 | 80,106,000 |
| Allowance for loan losses | 1,588,000 | 1,526,000 |
| Securities available for sale | 26,028,000 | 27,653,000 |
| Securities held to maturity | 78,426,000 | 87,221,000 |
| Trading assets | 0 | 0 |
| Total deposits | 191,737,000 | 200,368,000 |
| Interest-bearing deposits | 144,637,000 | 147,672,000 |
| Noninterest-bearing deposits | 47,100,000 | 52,696,000 |
| Equity capital | 18,646,000 | 18,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 1,322,000 | 2,651,000 |
| Interest expense | 79,000 | 156,000 |
| Net interest income | 1,243,000 | 2,495,000 |
| Noninterest income | 495,000 | 1,045,000 |
| Noninterest expense | 1,156,000 | 2,259,000 |
| Provision for loan losses | 106,000 | 249,000 |
| Pretax income | 476,000 | 1,032,000 |
| Income tax | 67,000 | 171,000 |
| Net income | 409,000 | 861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 18,958,000 | 19,077,000 |
| Total capital | 20,269,000 | 20,426,000 |
| Risk-weighted assets | 104,557,000 | 107,878,000 |