Call reports 2013
SIMMONS FIRST BANK OF EL DORADO — 2013
What SIMMONS FIRST BANK OF EL DORADO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 220,043,000 | 214,077,000 | 213,200,000 | 214,661,000 |
| Total loans | 76,243,000 | 77,607,000 | 79,547,000 | 80,881,000 |
| Allowance for loan losses | 1,225,000 | 1,343,000 | 1,449,000 | 1,480,000 |
| Securities available for sale | 26,652,000 | 25,971,000 | 25,987,000 | 25,887,000 |
| Securities held to maturity | 79,676,000 | 77,546,000 | 75,694,000 | 78,864,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,570,000 | 183,125,000 | 182,122,000 | 184,125,000 |
| Interest-bearing deposits | 147,577,000 | 141,195,000 | 138,072,000 | 140,823,000 |
| Noninterest-bearing deposits | 40,993,000 | 41,930,000 | 44,050,000 | 43,302,000 |
| Equity capital | 18,515,000 | 18,286,000 | 18,324,000 | 18,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 2,850,000 | 4,252,000 | 5,620,000 |
| Interest expense | 103,000 | 198,000 | 287,000 | 372,000 |
| Net interest income | 1,363,000 | 2,652,000 | 3,965,000 | 5,248,000 |
| Noninterest income | 560,000 | 1,126,000 | 1,695,000 | 2,279,000 |
| Noninterest expense | 1,243,000 | 2,489,000 | 3,855,000 | 5,115,000 |
| Provision for loan losses | 120,000 | 255,000 | 397,000 | 540,000 |
| Pretax income | 560,000 | 1,034,000 | 1,408,000 | 1,872,000 |
| Income tax | 94,000 | 154,000 | 180,000 | 234,000 |
| Net income | 466,000 | 880,000 | 1,228,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,546,000 | 18,643,000 | 18,669,000 | 18,825,000 |
| Total capital | 19,802,000 | 19,921,000 | 19,962,000 | 20,143,000 |
| Risk-weighted assets | 100,462,000 | 102,312,000 | 103,211,000 | 105,180,000 |