Call reports 2012
SIMMONS FIRST BANK OF EL DORADO — 2012
What SIMMONS FIRST BANK OF EL DORADO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 235,347,000 | 228,299,000 | 223,624,000 | 224,186,000 |
| Total loans | 83,481,000 | 81,708,000 | 78,793,000 | 78,397,000 |
| Allowance for loan losses | 1,623,000 | 1,766,000 | 1,461,000 | 1,064,000 |
| Securities available for sale | 27,679,000 | 23,191,000 | 30,154,000 | 27,562,000 |
| Securities held to maturity | 80,696,000 | 79,109,000 | 67,623,000 | 78,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,561,000 | 191,947,000 | 186,723,000 | 188,441,000 |
| Interest-bearing deposits | 157,436,000 | 153,226,000 | 148,400,000 | 146,346,000 |
| Noninterest-bearing deposits | 41,125,000 | 38,721,000 | 38,323,000 | 42,095,000 |
| Equity capital | 22,491,000 | 22,638,000 | 22,715,000 | 18,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,795,000 | 3,523,000 | 5,107,000 | 6,670,000 |
| Interest expense | 223,000 | 420,000 | 589,000 | 710,000 |
| Net interest income | 1,572,000 | 3,103,000 | 4,518,000 | 5,960,000 |
| Noninterest income | 546,000 | 1,052,000 | 1,610,000 | 2,190,000 |
| Noninterest expense | 1,214,000 | 2,430,000 | 3,659,000 | 4,877,000 |
| Provision for loan losses | 138,000 | 294,000 | 455,000 | 609,000 |
| Pretax income | 766,000 | 1,431,000 | 2,014,000 | 2,664,000 |
| Income tax | 142,000 | 250,000 | 336,000 | 446,000 |
| Net income | 624,000 | 1,181,000 | 1,678,000 | 2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,433,000 | 22,570,000 | 22,668,000 | 18,409,000 |
| Total capital | 23,760,000 | 23,852,000 | 23,932,000 | 19,534,000 |
| Risk-weighted assets | 105,822,000 | 102,017,000 | 100,848,000 | 102,918,000 |