Call reports 2011
SIMMONS FIRST BANK OF EL DORADO — 2011
What SIMMONS FIRST BANK OF EL DORADO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 233,117,000 | 224,928,000 | 224,131,000 | 231,965,000 |
| Total loans | 91,948,000 | 86,393,000 | 85,577,000 | 84,844,000 |
| Allowance for loan losses | 1,462,000 | 1,291,000 | 1,395,000 | 1,483,000 |
| Securities available for sale | 7,412,000 | 26,408,000 | 27,850,000 | 29,793,000 |
| Securities held to maturity | 90,931,000 | 66,394,000 | 79,098,000 | 81,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,761,000 | 189,029,000 | 187,067,000 | 195,091,000 |
| Interest-bearing deposits | 165,508,000 | 156,103,000 | 153,139,000 | 158,989,000 |
| Noninterest-bearing deposits | 33,253,000 | 32,926,000 | 33,928,000 | 36,102,000 |
| Equity capital | 22,084,000 | 22,066,000 | 22,255,000 | 22,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,059,000 | 4,024,000 | 5,942,000 | 7,816,000 |
| Interest expense | 294,000 | 557,000 | 808,000 | 1,056,000 |
| Net interest income | 1,765,000 | 3,467,000 | 5,134,000 | 6,760,000 |
| Noninterest income | 525,000 | 1,088,000 | 1,648,000 | 2,210,000 |
| Noninterest expense | 1,078,000 | 2,154,000 | 3,216,000 | 4,298,000 |
| Provision for loan losses | 126,000 | 267,000 | 425,000 | 568,000 |
| Pretax income | 1,086,000 | 2,134,000 | 3,141,000 | 4,104,000 |
| Income tax | 247,000 | 482,000 | 707,000 | 909,000 |
| Net income | 839,000 | 1,652,000 | 2,434,000 | 3,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,896,000 | 21,871,000 | 22,098,000 | 22,286,000 |
| Total capital | 23,345,000 | 23,203,000 | 23,443,000 | 23,624,000 |
| Risk-weighted assets | 115,870,000 | 106,544,000 | 107,530,000 | 106,849,000 |