Call reports 2010
SIMMONS FIRST BANK OF EL DORADO — 2010
What SIMMONS FIRST BANK OF EL DORADO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 280,560,000 | 262,739,000 | 248,882,000 | 244,342,000 |
| Total loans | 110,067,000 | 104,298,000 | 102,612,000 | 96,215,000 |
| Allowance for loan losses | 1,323,000 | 1,088,000 | 1,244,000 | 1,330,000 |
| Securities available for sale | 24,401,000 | 38,077,000 | 15,630,000 | 10,457,000 |
| Securities held to maturity | 90,247,000 | 74,853,000 | 91,962,000 | 91,483,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,580,000 | 223,911,000 | 211,024,000 | 207,061,000 |
| Interest-bearing deposits | 209,886,000 | 191,051,000 | 174,980,000 | 176,534,000 |
| Noninterest-bearing deposits | 31,694,000 | 32,860,000 | 36,044,000 | 30,527,000 |
| Equity capital | 20,131,000 | 20,861,000 | 21,316,000 | 21,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,617,000 | 5,120,000 | 7,526,000 | 9,769,000 |
| Interest expense | 608,000 | 1,122,000 | 1,573,000 | 1,930,000 |
| Net interest income | 2,009,000 | 3,998,000 | 5,953,000 | 7,839,000 |
| Noninterest income | 571,000 | 1,173,000 | 1,743,000 | 2,328,000 |
| Noninterest expense | 1,278,000 | 2,545,000 | 3,724,000 | 4,842,000 |
| Provision for loan losses | 575,000 | 717,000 | 936,000 | 1,073,000 |
| Pretax income | 727,000 | 1,909,000 | 3,036,000 | 4,252,000 |
| Income tax | 86,000 | 325,000 | 569,000 | 863,000 |
| Net income | 641,000 | 1,584,000 | 2,467,000 | 3,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,955,000 | 20,581,000 | 21,001,000 | 21,486,000 |
| Total capital | 21,339,000 | 21,730,000 | 22,306,000 | 22,877,000 |
| Risk-weighted assets | 137,798,000 | 130,026,000 | 125,443,000 | 121,255,000 |