Call reports 2009
SIMMONS FIRST BANK OF EL DORADO — 2009
What SIMMONS FIRST BANK OF EL DORADO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 270,853,000 | 265,735,000 | 271,836,000 | 289,326,000 |
| Total loans | 130,275,000 | 130,558,000 | 125,903,000 | 116,675,000 |
| Allowance for loan losses | 1,466,000 | 1,385,000 | 1,626,000 | 1,201,000 |
| Securities available for sale | 80,204,000 | 42,056,000 | 26,853,000 | 22,327,000 |
| Securities held to maturity | 36,661,000 | 69,215,000 | 78,673,000 | 84,517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,479,000 | 223,178,000 | 229,534,000 | 249,118,000 |
| Interest-bearing deposits | 201,959,000 | 197,493,000 | 203,463,000 | 219,467,000 |
| Noninterest-bearing deposits | 26,520,000 | 25,685,000 | 26,071,000 | 29,651,000 |
| Equity capital | 19,460,000 | 19,287,000 | 19,519,000 | 19,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,196,000 | 6,142,000 | 9,095,000 | 11,970,000 |
| Interest expense | 1,165,000 | 2,159,000 | 3,083,000 | 3,886,000 |
| Net interest income | 2,031,000 | 3,983,000 | 6,012,000 | 8,084,000 |
| Noninterest income | 536,000 | 1,145,000 | 1,726,000 | 2,344,000 |
| Noninterest expense | 1,238,000 | 2,603,000 | 3,812,000 | 5,054,000 |
| Provision for loan losses | 56,000 | 146,000 | 549,000 | 687,000 |
| Pretax income | 1,273,000 | 2,379,000 | 3,377,000 | 4,687,000 |
| Income tax | 331,000 | 585,000 | 782,000 | 1,080,000 |
| Net income | 942,000 | 1,794,000 | 2,595,000 | 3,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,046,000 | 19,226,000 | 19,295,000 | 19,794,000 |
| Total capital | 20,573,000 | 20,672,000 | 20,981,000 | 21,056,000 |
| Risk-weighted assets | 151,414,000 | 151,084,000 | 148,139,000 | 146,447,000 |