Call reports 2007
SIMMONS FIRST BANK OF EL DORADO — 2007
What SIMMONS FIRST BANK OF EL DORADO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 223,752,000 | 213,804,000 | 213,499,000 | 242,510,000 |
| Total loans | 118,621,000 | 118,446,000 | 120,968,000 | 121,056,000 |
| Allowance for loan losses | 1,417,000 | 1,452,000 | 1,632,000 | 1,635,000 |
| Securities available for sale | 50,343,000 | 49,982,000 | 48,503,000 | 58,073,000 |
| Securities held to maturity | 26,939,000 | 29,606,000 | 28,959,000 | 33,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,658,000 | 183,383,000 | 180,926,000 | 211,903,000 |
| Interest-bearing deposits | 170,154,000 | 161,080,000 | 157,999,000 | 187,450,000 |
| Noninterest-bearing deposits | 23,503,000 | 22,304,000 | 22,927,000 | 24,453,000 |
| Equity capital | 17,136,000 | 17,171,000 | 17,741,000 | 18,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,943,000 | 5,951,000 | 9,057,000 | 12,244,000 |
| Interest expense | 1,401,000 | 2,815,000 | 4,277,000 | 5,782,000 |
| Net interest income | 1,542,000 | 3,136,000 | 4,780,000 | 6,462,000 |
| Noninterest income | 471,000 | 952,000 | 1,476,000 | 2,005,000 |
| Noninterest expense | 1,043,000 | 2,074,000 | 3,148,000 | 4,231,000 |
| Provision for loan losses | 60,000 | 132,000 | 198,000 | 264,000 |
| Pretax income | 910,000 | 1,882,000 | 2,910,000 | 3,972,000 |
| Income tax | 226,000 | 473,000 | 734,000 | 1,004,000 |
| Net income | 684,000 | 1,409,000 | 2,176,000 | 2,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,462,000 | 17,625,000 | 17,828,000 | 18,045,000 |
| Total capital | 18,940,000 | 19,138,000 | 19,500,000 | 19,741,000 |
| Risk-weighted assets | 135,704,000 | 133,481,000 | 133,837,000 | 141,439,000 |