Call reports 2006
SIMMONS FIRST BANK OF EL DORADO — 2006
What SIMMONS FIRST BANK OF EL DORADO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 208,869,000 | 210,800,000 | 213,119,000 | 216,123,000 |
| Total loans | 103,282,000 | 106,368,000 | 116,024,000 | 118,034,000 |
| Allowance for loan losses | 1,486,000 | 1,458,000 | 1,407,000 | 1,389,000 |
| Securities available for sale | 63,230,000 | 60,002,000 | 56,803,000 | 54,340,000 |
| Securities held to maturity | 25,102,000 | 25,704,000 | 25,326,000 | 24,747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,636,000 | 180,573,000 | 181,880,000 | 185,851,000 |
| Interest-bearing deposits | 155,609,000 | 159,556,000 | 158,804,000 | 160,202,000 |
| Noninterest-bearing deposits | 23,027,000 | 21,016,000 | 23,076,000 | 25,649,000 |
| Equity capital | 15,883,000 | 15,803,000 | 16,550,000 | 16,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,552,000 | 5,221,000 | 8,063,000 | 11,017,000 |
| Interest expense | 1,068,000 | 2,241,000 | 3,552,000 | 4,953,000 |
| Net interest income | 1,484,000 | 2,980,000 | 4,511,000 | 6,064,000 |
| Noninterest income | 437,000 | 954,000 | 1,430,000 | 1,893,000 |
| Noninterest expense | 1,033,000 | 2,106,000 | 3,160,000 | 4,234,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 75,000 |
| Pretax income | 858,000 | 1,798,000 | 2,751,000 | 3,648,000 |
| Income tax | 210,000 | 460,000 | 697,000 | 928,000 |
| Net income | 648,000 | 1,338,000 | 2,054,000 | 2,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,795,000 | 16,976,000 | 17,152,000 | 17,278,000 |
| Total capital | 18,322,000 | 18,495,000 | 18,620,000 | 18,728,000 |
| Risk-weighted assets | 122,122,000 | 124,592,000 | 130,872,000 | 133,279,000 |