Call reports 2005
SIMMONS FIRST BANK OF EL DORADO — 2005
What SIMMONS FIRST BANK OF EL DORADO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 215,938,000 | 215,242,000 | 207,821,000 | 210,402,000 |
| Total loans | 94,843,000 | 98,298,000 | 98,714,000 | 105,106,000 |
| Allowance for loan losses | 1,576,000 | 1,658,000 | 1,535,000 | 1,531,000 |
| Securities available for sale | 76,543,000 | 76,686,000 | 64,659,000 | 64,213,000 |
| Securities held to maturity | 27,128,000 | 26,619,000 | 26,807,000 | 26,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,441,000 | 177,742,000 | 170,956,000 | 179,153,000 |
| Interest-bearing deposits | 163,108,000 | 159,239,000 | 149,766,000 | 157,369,000 |
| Noninterest-bearing deposits | 20,333,000 | 18,503,000 | 21,190,000 | 21,784,000 |
| Equity capital | 15,261,000 | 15,871,000 | 15,747,000 | 15,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,349,000 | 4,799,000 | 7,280,000 | 9,840,000 |
| Interest expense | 779,000 | 1,631,000 | 2,538,000 | 3,545,000 |
| Net interest income | 1,570,000 | 3,168,000 | 4,742,000 | 6,295,000 |
| Noninterest income | 378,000 | 801,000 | 1,212,000 | 1,722,000 |
| Noninterest expense | 1,015,000 | 2,021,000 | 3,042,000 | 4,064,000 |
| Provision for loan losses | 73,000 | 147,000 | 207,000 | 237,000 |
| Pretax income | 860,000 | 1,801,000 | 2,705,000 | 3,716,000 |
| Income tax | 217,000 | 457,000 | 659,000 | 924,000 |
| Net income | 643,000 | 1,344,000 | 2,046,000 | 2,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,093,000 | 16,263,000 | 16,432,000 | 16,628,000 |
| Total capital | 17,551,000 | 17,763,000 | 17,933,000 | 18,159,000 |
| Risk-weighted assets | 117,094,000 | 119,103,000 | 120,038,000 | 124,141,000 |