Call reports 2003
SIMMONS FIRST BANK OF EL DORADO — 2003
What SIMMONS FIRST BANK OF EL DORADO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 178,272,000 | 183,219,000 | 188,127,000 | 192,631,000 |
| Total loans | 87,123,000 | 88,276,000 | 90,357,000 | 91,475,000 |
| Allowance for loan losses | 1,396,000 | 1,440,000 | 1,479,000 | 1,495,000 |
| Securities available for sale | 34,658,000 | 57,041,000 | 60,791,000 | 60,207,000 |
| Securities held to maturity | 38,917,000 | 26,804,000 | 26,069,000 | 29,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,776,000 | 156,056,000 | 154,716,000 | 159,945,000 |
| Interest-bearing deposits | 132,338,000 | 137,825,000 | 135,856,000 | 142,384,000 |
| Noninterest-bearing deposits | 18,438,000 | 18,231,000 | 18,860,000 | 17,562,000 |
| Equity capital | 14,984,000 | 15,409,000 | 15,015,000 | 15,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,412,000 | 6,694,000 | 8,830,000 |
| Interest expense | 715,000 | 1,406,000 | 2,063,000 | 2,680,000 |
| Net interest income | 1,459,000 | 3,006,000 | 4,631,000 | 6,150,000 |
| Noninterest income | 278,000 | 525,000 | 853,000 | 1,211,000 |
| Noninterest expense | 999,000 | 1,992,000 | 2,942,000 | 3,956,000 |
| Provision for loan losses | 67,000 | 134,000 | 202,000 | 269,000 |
| Pretax income | 671,000 | 1,405,000 | 2,340,000 | 3,122,000 |
| Income tax | 147,000 | 296,000 | 526,000 | 720,000 |
| Net income | 524,000 | 1,109,000 | 1,814,000 | 2,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,859,000 | 15,019,000 | 15,209,000 | 15,322,000 |
| Total capital | 16,101,000 | 16,291,000 | 16,540,000 | 16,680,000 |
| Risk-weighted assets | 99,218,000 | 101,633,000 | 106,409,000 | 108,770,000 |