Call reports 2002
SIMMONS FIRST BANK OF EL DORADO — 2002
What SIMMONS FIRST BANK OF EL DORADO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 170,718,000 | 175,477,000 | 171,572,000 | 169,689,000 |
| Total loans | 83,583,000 | 84,556,000 | 86,610,000 | 85,852,000 |
| Allowance for loan losses | 1,237,000 | 1,263,000 | 1,291,000 | 1,343,000 |
| Securities available for sale | 38,301,000 | 31,478,000 | 29,045,000 | 26,122,000 |
| Securities held to maturity | 36,490,000 | 39,330,000 | 41,546,000 | 42,504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,111,000 | 147,157,000 | 146,661,000 | 144,442,000 |
| Interest-bearing deposits | 127,177,000 | 129,146,000 | 128,318,000 | 128,083,000 |
| Noninterest-bearing deposits | 16,934,000 | 18,011,000 | 18,343,000 | 16,359,000 |
| Equity capital | 14,251,000 | 14,575,000 | 14,809,000 | 14,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,326,000 | 4,669,000 | 6,975,000 | 9,240,000 |
| Interest expense | 920,000 | 1,771,000 | 2,608,000 | 3,398,000 |
| Net interest income | 1,406,000 | 2,898,000 | 4,367,000 | 5,842,000 |
| Noninterest income | 412,000 | 767,000 | 1,042,000 | 1,312,000 |
| Noninterest expense | 1,083,000 | 2,128,000 | 3,067,000 | 4,026,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 675,000 | 1,417,000 | 2,162,000 | 2,888,000 |
| Income tax | 150,000 | 332,000 | 483,000 | 649,000 |
| Net income | 525,000 | 1,085,000 | 1,679,000 | 2,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,312,000 | 14,457,000 | 14,616,000 | 14,750,000 |
| Total capital | 15,467,000 | 15,643,000 | 15,821,000 | 15,941,000 |
| Risk-weighted assets | 92,205,000 | 94,696,000 | 96,192,000 | 95,268,000 |