Call reports 2001
SIMMONS FIRST BANK OF EL DORADO — 2001
What SIMMONS FIRST BANK OF EL DORADO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 166,426,000 | 161,292,000 | 175,194,000 | 173,007,000 |
| Total loans | 82,156,000 | 84,570,000 | 84,133,000 | 84,242,000 |
| Allowance for loan losses | 956,000 | 1,050,000 | 1,120,000 | 1,185,000 |
| Securities available for sale | 33,702,000 | 24,919,000 | 44,077,000 | 41,440,000 |
| Securities held to maturity | 24,040,000 | 34,341,000 | 27,304,000 | 28,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,619,000 | 136,369,000 | 151,280,000 | 147,540,000 |
| Interest-bearing deposits | 122,022,000 | 120,715,000 | 134,865,000 | 128,186,000 |
| Noninterest-bearing deposits | 17,597,000 | 15,654,000 | 16,416,000 | 19,354,000 |
| Equity capital | 13,866,000 | 13,938,000 | 14,330,000 | 14,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,848,000 | 5,509,000 | 8,223,000 | 10,683,000 |
| Interest expense | 1,475,000 | 2,832,000 | 4,171,000 | 5,327,000 |
| Net interest income | 1,373,000 | 2,677,000 | 4,052,000 | 5,356,000 |
| Noninterest income | 397,000 | 857,000 | 1,285,000 | 1,707,000 |
| Noninterest expense | 988,000 | 1,997,000 | 3,004,000 | 4,033,000 |
| Provision for loan losses | 74,000 | 147,000 | 221,000 | 294,000 |
| Pretax income | 708,000 | 1,390,000 | 2,112,000 | 2,747,000 |
| Income tax | 191,000 | 375,000 | 555,000 | 702,000 |
| Net income | 517,000 | 1,015,000 | 1,557,000 | 2,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,809,000 | 13,922,000 | 14,068,000 | 14,181,000 |
| Total capital | 14,765,000 | 14,972,000 | 15,188,000 | 15,366,000 |
| Risk-weighted assets | 90,045,000 | 91,356,000 | 94,441,000 | 94,189,000 |