Call reports 2016
PROAMERICA BANK — 2016
What PROAMERICA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 185,196,000 |
| Total loans | 139,564,000 |
| Allowance for loan losses | 2,236,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 158,565,000 |
| Interest-bearing deposits | 121,530,000 |
| Noninterest-bearing deposits | 37,035,000 |
| Equity capital | 25,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 1,869,000 |
| Interest expense | 174,000 |
| Net interest income | 1,695,000 |
| Noninterest income | 107,000 |
| Noninterest expense | 1,467,000 |
| Provision for loan losses | 0 |
| Pretax income | 335,000 |
| Income tax | 133,000 |
| Net income | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 24,515,000 |
| Total capital | 26,436,000 |
| Risk-weighted assets | 153,009,000 |
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