Call reports 2013
PROAMERICA BANK — 2013
What PROAMERICA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 156,890,000 | 157,884,000 | 147,562,000 | 152,926,000 |
| Total loans | 102,298,000 | 102,043,000 | 108,041,000 | 111,955,000 |
| Allowance for loan losses | 2,575,000 | 2,582,000 | 2,487,000 | 2,491,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,042,000 | 133,433,000 | 122,718,000 | 124,458,000 |
| Interest-bearing deposits | 109,387,000 | 104,996,000 | 94,149,000 | 100,106,000 |
| Noninterest-bearing deposits | 23,655,000 | 28,437,000 | 28,569,000 | 24,352,000 |
| Equity capital | 22,751,000 | 23,242,000 | 23,667,000 | 27,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 3,237,000 | 4,820,000 | 6,506,000 |
| Interest expense | 121,000 | 243,000 | 361,000 | 482,000 |
| Net interest income | 1,324,000 | 2,994,000 | 4,459,000 | 6,024,000 |
| Noninterest income | 104,000 | 505,000 | 608,000 | 1,201,000 |
| Noninterest expense | 1,631,000 | 3,316,000 | 4,667,000 | 6,053,000 |
| Provision for loan losses | -300,000 | -300,000 | -400,000 | -400,000 |
| Pretax income | 97,000 | 483,000 | 800,000 | 1,572,000 |
| Income tax | 0 | 0 | 0 | -2,948,000 |
| Net income | 97,000 | 483,000 | 800,000 | 4,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,724,000 | 23,214,000 | 23,638,000 | 24,626,000 |
| Total capital | 24,212,000 | 24,698,000 | 25,162,000 | 26,196,000 |
| Risk-weighted assets | 118,019,000 | 117,581,000 | 120,970,000 | 124,641,000 |
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