Call reports 2012
PROAMERICA BANK — 2012
What PROAMERICA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 128,204,000 | 138,226,000 | 146,046,000 | 154,095,000 |
| Total loans | 105,311,000 | 105,526,000 | 105,664,000 | 96,467,000 |
| Allowance for loan losses | 3,076,000 | 2,859,000 | 2,866,000 | 2,869,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,209,000 | 115,050,000 | 122,606,000 | 130,344,000 |
| Interest-bearing deposits | 71,545,000 | 75,214,000 | 73,270,000 | 103,901,000 |
| Noninterest-bearing deposits | 33,664,000 | 39,836,000 | 49,336,000 | 26,443,000 |
| Equity capital | 21,828,000 | 22,027,000 | 22,313,000 | 22,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,085,000 | 4,653,000 | 6,188,000 |
| Interest expense | 101,000 | 200,000 | 309,000 | 424,000 |
| Net interest income | 1,477,000 | 2,885,000 | 4,344,000 | 5,764,000 |
| Noninterest income | 148,000 | 331,000 | 456,000 | 758,000 |
| Noninterest expense | 1,387,000 | 2,779,000 | 4,078,000 | 5,484,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 238,000 | 437,000 | 722,000 | 1,038,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 238,000 | 437,000 | 722,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,812,000 | 22,008,000 | 22,292,000 | 22,604,000 |
| Total capital | 23,247,000 | 23,479,000 | 23,788,000 | 24,056,000 |
| Risk-weighted assets | 113,158,000 | 116,198,000 | 118,305,000 | 114,712,000 |