Call reports 2007
PROAMERICA BANK — 2007
What PROAMERICA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 31,263,000 | 39,184,000 | 51,491,000 | 56,735,000 |
| Total loans | 9,055,000 | 16,867,000 | 33,592,000 | 37,282,000 |
| Allowance for loan losses | 91,000 | 191,000 | 359,000 | 476,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,487,000 | 13,894,000 | 26,599,000 | 32,477,000 |
| Interest-bearing deposits | 4,535,000 | 11,428,000 | 23,012,000 | 27,638,000 |
| Noninterest-bearing deposits | 952,000 | 2,466,000 | 3,587,000 | 4,839,000 |
| Equity capital | 25,547,000 | 24,970,000 | 24,440,000 | 23,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 907,000 | 1,637,000 | 2,598,000 |
| Interest expense | 29,000 | 102,000 | 267,000 | 533,000 |
| Net interest income | 398,000 | 805,000 | 1,370,000 | 2,065,000 |
| Noninterest income | 13,000 | 20,000 | 36,000 | 47,000 |
| Noninterest expense | 914,000 | 2,099,000 | 3,154,000 | 4,546,000 |
| Provision for loan losses | 60,000 | 160,000 | 327,000 | 444,000 |
| Pretax income | -563,000 | -1,434,000 | -2,075,000 | -2,878,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -563,000 | -1,434,000 | -2,075,000 | -2,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,547,000 | 24,970,000 | 24,440,000 | 23,746,000 |
| Total capital | 25,687,000 | 25,225,000 | 24,886,000 | 24,267,000 |
| Risk-weighted assets | 18,503,000 | 29,225,000 | 43,003,000 | 44,551,000 |
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