Call reports 2026
FARMERS AND MERCHANTS BANK OF ASHLAND — 2026
What FARMERS AND MERCHANTS BANK OF ASHLAND reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 146,228,000 | 152,162,000 |
| Total loans | 116,493,000 | 115,558,000 |
| Allowance for loan losses | 1,182,000 | 1,182,000 |
| Securities available for sale | 14,230,000 | 13,306,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 122,619,000 | 128,002,000 |
| Interest-bearing deposits | 93,513,000 | 99,653,000 |
| Noninterest-bearing deposits | 29,106,000 | 28,349,000 |
| Equity capital | 14,063,000 | 14,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,024,000 | 4,124,000 |
| Interest expense | 634,000 | 1,286,000 |
| Net interest income | 1,390,000 | 2,838,000 |
| Noninterest income | 136,000 | 200,000 |
| Noninterest expense | 932,000 | 1,752,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 594,000 | 1,237,000 |
| Income tax | 111,000 | 254,000 |
| Net income | 483,000 | 983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 14,454,000 | 14,905,000 |