Call reports 2019
ROSELLE BANK — 2019
What ROSELLE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 414,272,000 | 437,518,000 | 442,128,000 | 434,510,000 |
| Total loans | 165,073,000 | 168,830,000 | 170,683,000 | 174,667,000 |
| Allowance for loan losses | 1,221,000 | 1,246,000 | 1,261,000 | 1,301,000 |
| Securities available for sale | 57,416,000 | 71,177,000 | 72,447,000 | 71,042,000 |
| Securities held to maturity | 142,621,000 | 134,516,000 | 135,665,000 | 117,097,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,339,000 | 332,865,000 | 338,315,000 | 332,246,000 |
| Interest-bearing deposits | 310,971,000 | 329,983,000 | 334,293,000 | 328,173,000 |
| Noninterest-bearing deposits | 2,368,000 | 2,882,000 | 4,022,000 | 4,073,000 |
| Equity capital | 61,066,000 | 61,787,000 | 60,479,000 | 59,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,858,000 | 5,780,000 | 8,789,000 | 11,754,000 |
| Interest expense | 1,389,000 | 2,990,000 | 4,709,000 | 6,413,000 |
| Net interest income | 1,469,000 | 2,790,000 | 4,080,000 | 5,341,000 |
| Noninterest income | 130,000 | 240,000 | 351,000 | 473,000 |
| Noninterest expense | 1,928,000 | 3,839,000 | 7,095,000 | 9,392,000 |
| Provision for loan losses | 23,000 | 48,000 | 63,000 | 103,000 |
| Pretax income | -352,000 | -849,000 | -2,719,000 | -3,673,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -352,000 | -849,000 | -2,719,000 | -3,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,286,000 | 58,790,000 | 56,919,000 | 55,966,000 |
| Total capital | 61,645,000 | 61,468,000 | 59,715,000 | 58,630,000 |
| Risk-weighted assets | 149,846,000 | 166,626,000 | 168,244,000 | 169,717,000 |