Call reports 2018
ROSELLE BANK — 2018
What ROSELLE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 401,659,000 | 407,018,000 | 404,266,000 | 410,169,000 |
| Total loans | 124,478,000 | 138,436,000 | 147,775,000 | 162,225,000 |
| Allowance for loan losses | 940,000 | 1,039,000 | 1,097,000 | 1,198,000 |
| Securities available for sale | 67,152,000 | 65,671,000 | 62,231,000 | 55,797,000 |
| Securities held to maturity | 169,666,000 | 162,946,000 | 155,431,000 | 148,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,614,000 | 312,317,000 | 310,954,000 | 313,295,000 |
| Interest-bearing deposits | 307,794,000 | 310,315,000 | 309,353,000 | 310,384,000 |
| Noninterest-bearing deposits | 1,820,000 | 2,002,000 | 1,601,000 | 2,911,000 |
| Equity capital | 64,054,000 | 63,664,000 | 59,254,000 | 59,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,469,000 | 4,992,000 | 7,661,000 | 10,425,000 |
| Interest expense | 898,000 | 1,927,000 | 3,090,000 | 4,383,000 |
| Net interest income | 1,571,000 | 3,065,000 | 4,571,000 | 6,042,000 |
| Noninterest income | 113,000 | 227,000 | 329,000 | 457,000 |
| Noninterest expense | 1,789,000 | 3,633,000 | 5,525,000 | 7,477,000 |
| Provision for loan losses | 83,000 | 182,000 | 239,000 | 333,000 |
| Pretax income | -188,000 | -523,000 | -864,000 | -1,307,000 |
| Income tax | -72,000 | -199,000 | 3,457,000 | 3,646,000 |
| Net income | -116,000 | -324,000 | -4,321,000 | -4,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,748,000 | 63,528,000 | 60,123,000 | 59,476,000 |
| Total capital | 65,308,000 | 65,242,000 | 61,795,000 | 61,406,000 |
| Risk-weighted assets | 129,888,000 | 137,099,000 | 140,527,000 | 146,459,000 |