Call reports 2017
ROSELLE BANK — 2017
What ROSELLE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 402,598,000 | 401,820,000 | 401,107,000 | 398,437,000 |
| Total loans | 99,670,000 | 106,119,000 | 109,815,000 | 114,866,000 |
| Allowance for loan losses | 760,000 | 809,000 | 829,000 | 874,000 |
| Securities available for sale | 77,642,000 | 74,455,000 | 73,595,000 | 71,626,000 |
| Securities held to maturity | 182,772,000 | 178,092,000 | 170,118,000 | 169,770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,084,000 | 310,249,000 | 309,030,000 | 307,937,000 |
| Interest-bearing deposits | 309,539,000 | 308,488,000 | 307,285,000 | 306,074,000 |
| Noninterest-bearing deposits | 1,545,000 | 1,761,000 | 1,745,000 | 1,863,000 |
| Equity capital | 66,465,000 | 66,505,000 | 66,901,000 | 65,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,299,000 | 4,642,000 | 6,982,000 | 9,384,000 |
| Interest expense | 815,000 | 1,662,000 | 2,531,000 | 3,411,000 |
| Net interest income | 1,484,000 | 2,980,000 | 4,451,000 | 5,973,000 |
| Noninterest income | 127,000 | 237,000 | 325,000 | 442,000 |
| Noninterest expense | 5,992,000 | 7,595,000 | 9,068,000 | 10,814,000 |
| Provision for loan losses | 45,000 | 94,000 | 114,000 | 159,000 |
| Pretax income | -4,426,000 | -4,472,000 | -4,406,000 | -4,558,000 |
| Income tax | -1,801,000 | -1,853,000 | -1,876,000 | -689,000 |
| Net income | -2,625,000 | -2,619,000 | -2,530,000 | -3,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,391,000 | 65,379,000 | 65,456,000 | 64,106,000 |
| Total capital | 66,857,000 | 66,733,000 | 67,012,000 | 65,896,000 |
| Risk-weighted assets | 118,285,000 | 121,198,000 | 123,257,000 | 124,492,000 |