Call reports 2016
ROSELLE BANK — 2016
What ROSELLE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 405,463,000 | 403,747,000 | 401,931,000 | 403,278,000 |
| Total loans | 92,061,000 | 92,827,000 | 93,403,000 | 94,224,000 |
| Allowance for loan losses | 731,000 | 731,000 | 731,000 | 715,000 |
| Securities available for sale | 99,792,000 | 96,127,000 | 90,513,000 | 81,446,000 |
| Securities held to maturity | 164,584,000 | 164,051,000 | 177,969,000 | 180,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,003,000 | 306,210,000 | 307,704,000 | 309,993,000 |
| Interest-bearing deposits | 303,876,000 | 305,199,000 | 306,376,000 | 308,451,000 |
| Noninterest-bearing deposits | 1,127,000 | 1,011,000 | 1,328,000 | 1,542,000 |
| Equity capital | 67,198,000 | 67,779,000 | 66,973,000 | 65,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,562,000 | 4,919,000 | 7,167,000 | 9,445,000 |
| Interest expense | 793,000 | 1,610,000 | 2,433,000 | 3,261,000 |
| Net interest income | 1,769,000 | 3,309,000 | 4,734,000 | 6,184,000 |
| Noninterest income | 121,000 | 285,000 | 416,000 | 528,000 |
| Noninterest expense | 1,743,000 | 3,542,000 | 5,302,000 | 7,101,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 50,000 |
| Pretax income | 132,000 | 40,000 | -164,000 | -167,000 |
| Income tax | 12,000 | -70,000 | -206,000 | -257,000 |
| Net income | 120,000 | 110,000 | 42,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,927,000 | 68,702,000 | 68,401,000 | 68,042,000 |
| Total capital | 68,908,000 | 69,876,000 | 69,426,000 | 69,594,000 |
| Risk-weighted assets | 117,720,000 | 115,445,000 | 114,956,000 | 116,266,000 |