Call reports 2015
ROSELLE BANK — 2015
What ROSELLE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 412,883,000 | 406,140,000 | 408,817,000 | 404,652,000 |
| Total loans | 82,126,000 | 83,827,000 | 88,813,000 | 91,876,000 |
| Allowance for loan losses | 602,000 | 673,000 | 709,000 | 718,000 |
| Securities available for sale | 118,332,000 | 114,153,000 | 108,760,000 | 102,426,000 |
| Securities held to maturity | 169,644,000 | 170,756,000 | 165,579,000 | 170,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,598,000 | 310,495,000 | 305,404,000 | 305,187,000 |
| Interest-bearing deposits | 315,253,000 | 309,114,000 | 304,142,000 | 303,988,000 |
| Noninterest-bearing deposits | 1,345,000 | 1,381,000 | 1,262,000 | 1,199,000 |
| Equity capital | 69,142,000 | 68,391,000 | 67,114,000 | 66,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,555,000 | 5,148,000 | 7,700,000 | 10,309,000 |
| Interest expense | 763,000 | 1,548,000 | 2,338,000 | 3,138,000 |
| Net interest income | 1,792,000 | 3,600,000 | 5,362,000 | 7,171,000 |
| Noninterest income | 125,000 | 258,000 | 392,000 | 509,000 |
| Noninterest expense | 1,710,000 | 3,371,000 | 5,140,000 | 6,936,000 |
| Provision for loan losses | 7,000 | 105,000 | 154,000 | 196,000 |
| Pretax income | 200,000 | 382,000 | 510,000 | 598,000 |
| Income tax | 29,000 | 50,000 | 344,000 | 306,000 |
| Net income | 171,000 | 332,000 | 166,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,691,000 | 68,761,000 | 68,640,000 | 68,497,000 |
| Total capital | 69,713,000 | 69,813,000 | 69,800,000 | 69,484,000 |
| Risk-weighted assets | 112,222,000 | 112,457,000 | 115,168,000 | 114,307,000 |