Call reports 2014
ROSELLE BANK — 2014
What ROSELLE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 410,408,000 | 410,779,000 | 404,182,000 | 409,512,000 |
| Total loans | 75,625,000 | 76,872,000 | 77,690,000 | 80,292,000 |
| Allowance for loan losses | 964,000 | 778,000 | 831,000 | 820,000 |
| Securities available for sale | 132,020,000 | 130,244,000 | 127,535,000 | 116,658,000 |
| Securities held to maturity | 169,898,000 | 166,108,000 | 159,100,000 | 157,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,477,000 | 319,956,000 | 315,083,000 | 316,680,000 |
| Interest-bearing deposits | 320,223,000 | 318,576,000 | 313,904,000 | 315,030,000 |
| Noninterest-bearing deposits | 1,254,000 | 1,380,000 | 1,179,000 | 1,650,000 |
| Equity capital | 68,625,000 | 70,137,000 | 67,459,000 | 68,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,697,000 | 5,389,000 | 8,019,000 | 10,580,000 |
| Interest expense | 776,000 | 1,541,000 | 2,313,000 | 3,084,000 |
| Net interest income | 1,921,000 | 3,848,000 | 5,706,000 | 7,496,000 |
| Noninterest income | 123,000 | 246,000 | 366,000 | 489,000 |
| Noninterest expense | 1,555,000 | 3,110,000 | 4,705,000 | 6,280,000 |
| Provision for loan losses | 45,000 | 99,000 | 155,000 | 177,000 |
| Pretax income | 442,000 | 883,000 | 1,210,000 | 1,536,000 |
| Income tax | 140,000 | 285,000 | 676,000 | 462,000 |
| Net income | 302,000 | 598,000 | 534,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,547,000 | 65,542,000 | 64,023,000 | 65,069,000 |
| Total capital | 65,511,000 | 66,320,000 | 64,854,000 | 65,889,000 |
| Risk-weighted assets | 109,571,000 | 109,915,000 | 109,502,000 | 111,152,000 |