Call reports 2013
ROSELLE BANK — 2013
What ROSELLE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 417,125,000 | 415,907,000 | 415,290,000 | 411,721,000 |
| Total loans | 71,083,000 | 70,153,000 | 74,423,000 | 74,803,000 |
| Allowance for loan losses | 560,000 | 665,000 | 782,000 | 923,000 |
| Securities available for sale | 126,536,000 | 132,253,000 | 127,030,000 | 133,863,000 |
| Securities held to maturity | 184,241,000 | 172,151,000 | 170,867,000 | 169,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,986,000 | 329,393,000 | 329,853,000 | 324,135,000 |
| Interest-bearing deposits | 329,068,000 | 328,495,000 | 328,647,000 | 322,340,000 |
| Noninterest-bearing deposits | 918,000 | 898,000 | 1,206,000 | 1,795,000 |
| Equity capital | 68,385,000 | 65,859,000 | 66,237,000 | 67,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,865,000 | 5,641,000 | 8,315,000 | 11,040,000 |
| Interest expense | 877,000 | 1,722,000 | 2,556,000 | 3,371,000 |
| Net interest income | 1,988,000 | 3,919,000 | 5,759,000 | 7,669,000 |
| Noninterest income | 126,000 | 251,000 | 380,000 | 519,000 |
| Noninterest expense | 1,636,000 | 3,187,000 | 4,750,000 | 6,280,000 |
| Provision for loan losses | -43,000 | 62,000 | 179,000 | 321,000 |
| Pretax income | 521,000 | 921,000 | 1,210,000 | 1,587,000 |
| Income tax | 170,000 | 292,000 | 370,000 | 482,000 |
| Net income | 351,000 | 629,000 | 840,000 | 1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,172,000 | 62,308,000 | 62,714,000 | 63,406,000 |
| Total capital | 64,732,000 | 62,973,000 | 63,496,000 | 64,329,000 |
| Risk-weighted assets | 103,943,000 | 106,474,000 | 107,666,000 | 108,891,000 |