Call reports 2012
ROSELLE BANK — 2012
What ROSELLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 435,106,000 | 430,370,000 | 421,398,000 | 422,728,000 |
| Total loans | 76,783,000 | 73,809,000 | 73,341,000 | 72,143,000 |
| Allowance for loan losses | 579,000 | 603,000 | 557,000 | 603,000 |
| Securities available for sale | 141,447,000 | 135,479,000 | 130,618,000 | 118,522,000 |
| Securities held to maturity | 167,659,000 | 168,820,000 | 188,629,000 | 183,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,694,000 | 334,412,000 | 333,168,000 | 332,636,000 |
| Interest-bearing deposits | 333,737,000 | 333,484,000 | 332,179,000 | 331,835,000 |
| Noninterest-bearing deposits | 1,957,000 | 928,000 | 989,000 | 801,000 |
| Equity capital | 66,315,000 | 67,578,000 | 68,025,000 | 68,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,120,000 | 6,258,000 | 9,249,000 | 12,161,000 |
| Interest expense | 1,102,000 | 2,169,000 | 3,181,000 | 4,128,000 |
| Net interest income | 2,018,000 | 4,089,000 | 6,068,000 | 8,033,000 |
| Noninterest income | 119,000 | 235,000 | 352,000 | 485,000 |
| Noninterest expense | 1,680,000 | 3,295,000 | 4,899,000 | 6,495,000 |
| Provision for loan losses | -22,000 | 40,000 | -8,000 | 56,000 |
| Pretax income | 495,000 | 1,008,000 | 1,548,000 | 1,990,000 |
| Income tax | 164,000 | 335,000 | 516,000 | 653,000 |
| Net income | 331,000 | 673,000 | 1,032,000 | 1,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,968,000 | 62,888,000 | 64,056,000 | 63,844,000 |
| Total capital | 62,547,000 | 63,491,000 | 64,613,000 | 64,447,000 |
| Risk-weighted assets | 107,492,000 | 106,149,000 | 104,055,000 | 105,574,000 |