Call reports 2011
ROSELLE BANK — 2011
What ROSELLE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 407,866,000 | 411,285,000 | 426,403,000 | 419,215,000 |
| Total loans | 79,903,000 | 80,521,000 | 80,641,000 | 79,550,000 |
| Allowance for loan losses | 480,000 | 420,000 | 635,000 | 607,000 |
| Securities available for sale | 118,723,000 | 124,825,000 | 132,988,000 | 133,489,000 |
| Securities held to maturity | 159,389,000 | 152,964,000 | 157,143,000 | 157,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,210,000 | 322,172,000 | 324,602,000 | 329,911,000 |
| Interest-bearing deposits | 321,961,000 | 321,117,000 | 323,143,000 | 328,732,000 |
| Noninterest-bearing deposits | 1,249,000 | 1,055,000 | 1,459,000 | 1,179,000 |
| Equity capital | 63,416,000 | 64,662,000 | 65,927,000 | 66,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,285,000 | 6,574,000 | 9,808,000 | 13,098,000 |
| Interest expense | 1,169,000 | 2,294,000 | 3,427,000 | 4,560,000 |
| Net interest income | 2,116,000 | 4,280,000 | 6,381,000 | 8,538,000 |
| Noninterest income | 125,000 | 242,000 | 805,000 | 917,000 |
| Noninterest expense | 1,659,000 | 3,210,000 | 4,754,000 | 6,268,000 |
| Provision for loan losses | 114,000 | 267,000 | 817,000 | 824,000 |
| Pretax income | 462,000 | 1,039,000 | 1,611,000 | 2,549,000 |
| Income tax | 110,000 | 305,000 | 517,000 | 692,000 |
| Net income | 352,000 | 734,000 | 1,094,000 | 1,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,266,000 | 60,531,000 | 61,343,000 | 61,914,000 |
| Total capital | 59,746,000 | 60,951,000 | 61,978,000 | 62,521,000 |
| Risk-weighted assets | 106,218,000 | 106,756,000 | 108,161,000 | 105,693,000 |