Call reports 2010
ROSELLE BANK — 2010
What ROSELLE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 409,124,000 | 414,083,000 | 409,949,000 | 410,456,000 |
| Total loans | 95,289,000 | 93,727,000 | 113,429,000 | 84,970,000 |
| Allowance for loan losses | 1,000,000 | 1,240,000 | 1,350,000 | 1,362,000 |
| Securities available for sale | 257,992,000 | 98,895,000 | 101,040,000 | 109,252,000 |
| Securities held to maturity | 0 | 168,249,000 | 158,114,000 | 164,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,344,000 | 326,370,000 | 325,207,000 | 328,865,000 |
| Interest-bearing deposits | 317,972,000 | 324,956,000 | 323,564,000 | 327,351,000 |
| Noninterest-bearing deposits | 2,372,000 | 1,414,000 | 1,643,000 | 1,514,000 |
| Equity capital | 63,281,000 | 65,090,000 | 64,937,000 | 63,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,834,000 | 7,481,000 | 10,749,000 | 13,871,000 |
| Interest expense | 1,602,000 | 3,088,000 | 4,456,000 | 5,751,000 |
| Net interest income | 2,232,000 | 4,393,000 | 6,293,000 | 8,120,000 |
| Noninterest income | 120,000 | 235,000 | 359,000 | 491,000 |
| Noninterest expense | 1,545,000 | 2,965,000 | 4,510,000 | 6,123,000 |
| Provision for loan losses | 128,000 | 368,000 | 478,000 | 490,000 |
| Pretax income | 679,000 | 1,295,000 | 1,674,000 | 2,005,000 |
| Income tax | 239,000 | 475,000 | 592,000 | 686,000 |
| Net income | 440,000 | 820,000 | 1,082,000 | 1,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,880,000 | 60,328,000 | 60,311,000 | 59,305,000 |
| Total capital | 59,880,000 | 61,568,000 | 61,661,000 | 60,667,000 |
| Risk-weighted assets | 113,564,000 | 112,191,000 | 110,068,000 | 108,908,000 |