Call reports 2009
ROSELLE BANK — 2009
What ROSELLE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 404,630,000 | 398,892,000 | 399,921,000 | 404,975,000 |
| Total loans | 100,494,000 | 96,166,000 | 98,184,000 | 96,572,000 |
| Allowance for loan losses | 662,000 | 777,000 | 860,000 | 872,000 |
| Securities available for sale | 261,857,000 | 253,803,000 | 259,496,000 | 272,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,453,000 | 317,398,000 | 313,576,000 | 319,233,000 |
| Interest-bearing deposits | 317,829,000 | 316,125,000 | 311,560,000 | 317,577,000 |
| Noninterest-bearing deposits | 1,624,000 | 1,273,000 | 2,016,000 | 1,656,000 |
| Equity capital | 62,128,000 | 61,314,000 | 63,045,000 | 61,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,469,000 | 8,722,000 | 12,789,000 | 16,756,000 |
| Interest expense | 2,592,000 | 5,000,000 | 7,078,000 | 8,921,000 |
| Net interest income | 1,877,000 | 3,722,000 | 5,711,000 | 7,835,000 |
| Noninterest income | 135,000 | 265,000 | 387,000 | 506,000 |
| Noninterest expense | 1,440,000 | 3,128,000 | 4,670,000 | 6,154,000 |
| Provision for loan losses | 12,000 | 127,000 | 210,000 | 222,000 |
| Pretax income | 560,000 | 732,000 | 1,483,000 | 2,230,000 |
| Income tax | 72,000 | 59,000 | 313,000 | 576,000 |
| Net income | 488,000 | 673,000 | 1,170,000 | 1,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,920,000 | 57,499,000 | 58,267,000 | 57,296,000 |
| Total capital | 58,582,000 | 58,276,000 | 59,127,000 | 58,168,000 |
| Risk-weighted assets | 114,769,000 | 111,537,000 | 112,389,000 | 112,868,000 |