Call reports 2007
ROSELLE BANK — 2007
What ROSELLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 374,323,000 | 372,797,000 | 376,350,000 | 383,563,000 |
| Total loans | 85,519,000 | 88,777,000 | 88,158,000 | 90,994,000 |
| Allowance for loan losses | 506,000 | 518,000 | 530,000 | 542,000 |
| Securities available for sale | 15,590,000 | 235,216,000 | 253,592,000 | 263,133,000 |
| Securities held to maturity | 243,508,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,144,000 | 294,020,000 | 296,251,000 | 303,451,000 |
| Interest-bearing deposits | 289,352,000 | 291,832,000 | 294,766,000 | 301,684,000 |
| Noninterest-bearing deposits | 1,792,000 | 2,188,000 | 1,485,000 | 1,767,000 |
| Equity capital | 61,110,000 | 59,693,000 | 60,872,000 | 61,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,497,000 | 8,991,000 | 13,623,000 | 18,371,000 |
| Interest expense | 2,894,000 | 5,907,000 | 8,993,000 | 12,205,000 |
| Net interest income | 1,603,000 | 3,084,000 | 4,630,000 | 6,166,000 |
| Noninterest income | 97,000 | 202,000 | 300,000 | 400,000 |
| Noninterest expense | 1,300,000 | 2,571,000 | 3,857,000 | 5,157,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 388,000 | 1,154,000 | 1,500,000 | 1,824,000 |
| Income tax | -50,000 | 54,000 | 65,000 | 87,000 |
| Net income | 438,000 | 1,100,000 | 1,435,000 | 1,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,150,000 | 61,739,000 | 61,877,000 | 60,681,000 |
| Total capital | 61,656,000 | 62,257,000 | 62,407,000 | 61,223,000 |
| Risk-weighted assets | 104,095,000 | 120,977,000 | 105,758,000 | 108,160,000 |