Call reports 2002
ROSELLE BANK — 2002
What ROSELLE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 369,743,000 | 369,094,000 | 374,134,000 | 383,966,000 |
| Total loans | 98,895,000 | 104,620,000 | 84,438,000 | 74,044,000 |
| Allowance for loan losses | 338,000 | 350,000 | 362,000 | 374,000 |
| Securities available for sale | 14,875,000 | 30,162,000 | 20,060,000 | 25,064,000 |
| Securities held to maturity | 212,820,000 | 220,098,000 | 228,080,000 | 239,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,916,000 | 298,225,000 | 302,442,000 | 311,186,000 |
| Interest-bearing deposits | 295,951,000 | 297,306,000 | 300,303,000 | 309,306,000 |
| Noninterest-bearing deposits | 965,000 | 919,000 | 2,139,000 | 1,880,000 |
| Equity capital | 48,296,000 | 49,271,000 | 49,931,000 | 50,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,923,000 | 9,933,000 | 14,775,000 | 19,282,000 |
| Interest expense | 3,156,000 | 6,146,000 | 8,929,000 | 11,580,000 |
| Net interest income | 1,767,000 | 3,787,000 | 5,846,000 | 7,702,000 |
| Noninterest income | 22,000 | 47,000 | 68,000 | 87,000 |
| Noninterest expense | 1,007,000 | 1,980,000 | 3,048,000 | 4,142,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 834,000 | 1,889,000 | 2,940,000 | 3,709,000 |
| Income tax | 183,000 | 424,000 | 765,000 | 905,000 |
| Net income | 651,000 | 1,465,000 | 2,175,000 | 2,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,383,000 | 49,197,000 | 49,907,000 | 50,034,000 |
| Total capital | 48,721,000 | 49,547,000 | 50,269,000 | 50,408,000 |
| Risk-weighted assets | 100,573,000 | 100,861,000 | 98,631,000 | 95,145,000 |